Member Services / Debit Card

At EBSCO Federal Credit Union, we pride ourselves on offering you top-notch services, allowing you to bank with confidence and convenience. When you bank with EBSCO Federal Credit Union, you know you’re getting a full-service financial institution. Our services include:

  • Savings
  • Free Checking
  • MasterCard®  Debit Cards / ATM Cards
  • First Box of Checks FREE When Account is Opened
  • Online Banking
  • Telephone Banking
  • Free Bill Pay (with checking and direct deposit)
  • Christmas Club and Other Savings Clubs
  • Certificates of Deposit with 3 to 60 Month Maturities
  • IRA Accounts, Traditional, Roth and Educational
  • Money Orders
  • Payroll Deduction
  • Direct Deposit
  • Overdraft Protection
  • Combined Statements
  • New and Used Auto and Truck Loans
  • Unsecured Loans
  • Recreational Vehicle Loans
  • Farm and Utility Equipment Loans
  • Over 30,000 surcharge-free ATMs (
  • Over 5,000 Service Center Branches Throughout the U.S. (all can be used for FREE)


 Debit MasterCard® 

Click here for addtional information regarding our EBSCO FCU Debit MasterCard® 




Telephone Banking

Keep track of your accounts 24/7/365 with Telephone Banking automated service. Call  205-991-1106 or (toll free 1-800-683-2102) to:

  • Make Balance inquiries
  • Verify cleared checks and recent deposits
  • Transfer funds between credit union accounts
  • Make loan payments through transfer of funds
  • Request check withdrawals by mail
Contact Info // The Credit Union office is located in EBSCO's International Headquarters in Birmingham, Alabama.

Online Banking

Hours: 8 a.m. to 4 p.m. CST
Monday through Friday

E-Mail: Credit Union
Manager's e-mail: Wayne Russell

Services for Members

Phone: (205) 991-1106 or
Out of town: (800) 683-2102
Fax: (205) 995-1615

Downloads & Resources

Physical Address: 5724 Highway 280 E.
Birmingham, AL 35242
Mailing Address: P.O. Box 1943
Birmingham, AL 35201-1943